How about you? Well, you probably should. Why? Well inflation, longevity, health care, tax increases, the unexpected, you name it. 

More money doesn’t necessarily solve any problem. But less money doesn’t help.

We feel the real need for speed. We feel that our clients’ very important long-term money should be invested in a confident and intelligently speedy manner. It’s a long trip, even if you’ve been around for a while.

“Long” is a very relative word. When Social Security was created in 1935, life expectancy was less than the SS retirement age of 65. Our oldest client was born in 1919 – before his mother was constitutionally allowed to vote – and died at 104. It’s all relative and we need to keep up with relativity or suffer the consequences.

So, on the financial highway we are inclined to set the cruise control on 75 or even a bit higher. Alas, it seems that many folks, and even more troubling, often with the dubious help of their arguably conventionally unwise advisers/suppliers/media enablers, are lollygagging around at 40 mph or even less.

Who’s kidding whom? For way too many of us, the problem is not the speed of our money, but the lack of our money. And, by the time you realize your money has been chugging along in low gear, it’s often too late to accelerate up to a successful speed.

But, wait … a caveat. If you really already have more than enough money and you really want to go slow – for whatever reasons – then convince us of that and we can still be of vital assistance to you. We can and will slow down to suit your druthers. Shucks, 40 may be too fast – for you. And, remember the Corvair … “Unsafe at Any Speed” — at least according to Ralph Nader. And, we help our clients with many, many issues other than just money and investing. The engine is not the only important part of your financial vehicle.

Lastly and fastly, there are many types of rates to keep up with … interest rates, the inflation rate, the crime rate, exchange rates, your heart rate, tax rates, etc., etc. But, in most cases, we think the most important rate is your return rate … your average annual rate of return on your very important long-term money.